Melissa Young is a seasoned leader in real estate and financial services, with 25 years of expertise in corporate finance, capital markets, and client-focused financial solutions. Known for her dedication to high-net-worth individuals, business owners, executives, and developers, Melissa brings a wealth of experience in structuring complex financing solutions for commercial real estate borrowers.

Her career began with Shea Homes, where she cultivated a unique understanding of construction development and financial lending. Later, as a Sales Manager at Bank of America, she led her team to achieve Top Producer status in her first year. In 2019, Melissa advanced to Bank of America Merrill Lynch as a Vice President in Wealth Management, collaborating closely with high-net-worth clients and financial advisors on debt liability and asset-based lending. Her achievements include multiple Top Producer awards, personal contributions of over $1 billion in closed transactions, and leadership in structuring finance for multifamily, retail, and hospitality properties.

Recognized as a multi-year President’s Club and Chairman’s Club honoree, Melissa’s accolades reflect her commitment to delivering outstanding client results and fostering strong, lasting relationships. Her community involvement includes serving on the HomeAid San Diego Board of Directors from 2018 to 2021, where she contributed to providing dignified housing for individuals experiencing homelessness.

A San Diego native, Melissa holds a Bachelor of Science degree from San Diego State University. She resides in San Diego with her husband and three children and enjoys yoga, running, and volunteering with her family.

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